Islamic Finance Calculators

Fulfil your financial obligations with confidence using our Islamic Finance Calculators, designed for Muslims in Pakistan. Calculate your annual zakat accurately with the current nisab thresholds for gold and silver, covering cash, bank balances, gold and silver holdings, business inventory, and investments, with clear guidance on what counts toward zakatable wealth. Our upcoming Islamic inheritance distribution calculator will divide an estate among heirs according to Shariah principles, showing each heir’s Quranic share for common family structures in Pakistan. You will also find a fitrana calculator to work out the amount due per family member before Eid-ul-Fitr, based on prevailing wheat, barley, date, and raisin rates. Every calculation follows widely accepted Hanafi fiqh conventions used in Pakistan, presented in simple language so anyone can use them. These tools are free, private, and work instantly in your browser.

Zakat

Calculate your annual zakat with current nisab thresholds for gold and silver.

Fitrana

Work out the fitrana amount due per family member before Eid-ul-Fitr.

Islamic Inheritance

Divide an estate among heirs according to Shariah principles.

About Islamic Finance Calculators

Some financial duties in Islam are acts of worship with exact arithmetic — and getting the numbers right matters as much as the intention. This section carries three calculators Pakistanis rely on every year. The zakat calculator applies the 2.5% rate to your zakatable assets — cash, gold, silver, trade goods, and receivables — once they reach nisab (the threshold tied to 87.48 grams of gold or 612.36 grams of silver) and a lunar year has passed over them; liabilities are deducted first, exactly as the fiqh requires. The fitrana calculator carries the Council of Islamic Ideology's announced per-person amounts for Ramadan 2026 — Rs 300 on wheat, Rs 1,100 on barley, Rs 1,600 on dates, Rs 3,800 on raisins, and Rs 5,400 on munqa — so every family member's Sadaqat-ul-Fitr is paid correctly before Eid prayers. And the Islamic inheritance (mirath) calculator distributes a deceased Muslim's estate by the Quranic shares from Surah An-Nisa — fixed portions for spouse, parents, and children, with the well-known 2:1 son-to-daughter ratio in residuary distribution — the same framework Pakistan's courts and the Succession Act apply when families divide property.

A note on humility: these calculators implement the mainstream, widely-agreed rules. Individual situations — debts of the deceased, wasiyya (bequests up to one-third), missing heirs, or school-of-thought differences — can shift a distribution, so use the results as a clear starting point and confirm complex estates with a qualified scholar or lawyer.

FAQ

What is nisab and how much is it in Pakistan?
Nisab is the minimum wealth above which zakat becomes obligatory: 87.48g of gold (7.5 tola) or 612.36g of silver (52.5 tola). Because silver's nisab gives a lower rupee threshold, many scholars recommend it — the calculator defaults to the officially notified Rs 503,529 nisab (zakat year 1446-47 AH, announced February 2026; re-notified each year), which you can adjust.

Who must pay fitrana?
Every Muslim who possesses food/wealth beyond their needs on Eid day pays for themselves and their dependents. It must be given before the Eid prayer so the poor can share in Eid.

Does zakat apply to my house and car?
No — personal-use assets (home, car, furniture) are exempt. Zakat falls on cash, gold/silver, business stock, and money owed to you, after deducting your own debts.

How are inheritance shares decided?
The Quran fixes shares for close heirs (spouse, parents, children) in Surah An-Nisa; what remains goes to residuary heirs. The calculator applies these shares in order — funeral expenses and debts are settled from the estate first.

Which Ramadan do the fitrana amounts belong to?
The Council of Islamic Ideology figures for 2026 shown on the fitrana page. Amounts are re-announced most years with wheat and dry-fruit prices.